comprehensive insurance
www.InsuranceTLC.com
Comprehensive coverage isn't very expensive, so you must have a real beater, if you don't want it. It covers damage to your car from external sources, other than a traffic accident. A tree could blow over in a windstorm, a deer could run in front of your car, the garage could collapse from snow load, kids could vandalize it... and so on. Most anything but breakdown or running into something (or something running into you - which is collision). Deductibles on it range from $0 on up. NYS has a minimum deductible of $200, which you can buy down to $50. Most people carry $200 deductible, but also customize the glass deductible to zero, which is rather inexpensive to do, and a good idea.
Comprehensive coverage isn't very expensive, so you must have a real beater, if you don't want it. It covers damage to your car from external sources, other than a traffic accident. A tree could blow over in a windstorm, a deer could run in front of your car, the garage could collapse from snow load, kids could vandalize it... and so on. Most anything but breakdown or running into something (or something running into you - which is collision). Deductibles on it range from $0 on up. NYS has a minimum deductible of $200, which you can buy down to $50. Most people carry $200 deductible, but also customize the glass deductible to zero, which is rather inexpensive to do, and a good idea.

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